Dubai Real Estate Buyer’s Guide

Introduction

Welcome to the DQE Real Estate Buyer’s Guide – your essential guide for navigating property investment in one of the world’s most dynamic real estate markets. Whether you’re a first-time buyer or a seasoned investor, this guide offers expert insights, legal frameworks, and step-by-step strategies tailored for local and international buyers in Dubai.

From understanding market trends to identifying high-ROI opportunities, we cover everything you need to make informed decisions. Let this be your trusted resource for turning your real estate goals into reality.

Why Invest in Dubai?

– Strategic location connecting East and West

– Zero property tax and high rental yields

– Transparent regulations and investor protection

– Residency visa options through property ownership

– World-class infrastructure, safety, and lifestyle

-Rapidly growing economy driven by tourism, trade, and innovation

-Diverse property options catering to various budgets and investment goals

-Consistently strong demand from both local and international buyers

Types of Properties Available

– Freehold vs Leasehold Properties

– Off-Plan vs Ready Properties

– Apartments, Villas, Townhouses, and Commercial Units

Freehold Areas for Foreigners

– Downtown Dubai

– Dubai Marina

– Palm Jumeirah

– Dubai Hills Estate

– Business Bay

– JVC

– MBR City

– Dubai South

Associated Costs

– DLD Transfer Fee

– Trustee Office Fee

– Agency Commission

– NOC Fees (by developer)

– Valuation & mortgage processing fees if financing

Legal Requirements & Documentation

– Valid passport copy

– Proof of funds

– No need for UAE residency for most transactions

– Buyer and seller must both be present (or assign a Power of Attorney)

– All transactions done through DLD escrow system

Understanding the Buying Process

  1. Define your budget and objectives
  2. Engage a RERA-certified real estate broker (like DQE)
  3. Shortlist properties & conduct viewings
  4. Sign a Memorandum of Understanding (MOU)
  5. Pay 10% security deposit
  6. Apply for NOC from developer
  7. Transfer ownership at Dubai Land Department (DLD)

Financing Options

– Cash purchase (preferred by sellers)

– Mortgage (up to 80% for residents, 50% for non-residents)

– Approval from UAE banks and prequalification advised

Golden Visa Through Property

– Minimum AED 2 million property value

– Property must be completed and not mortgaged over 50%

– Eligible for 10-year UAE Golden Visa

Important Buyer Tips

– Always verify title deed & developer registration

– Avoid cash payments to sellers

– Use RERA Form F and work with licensed brokers only

– Visit the DLD’s REST app to check property & broker information

DQE Real Estate Advantage

– Bespoke consultation with multilingual agents

– Access to premium off-market properties

– Transparent, ethical practices

– End-to-end support including legal, financial & visa services

– Investor-focused ROI strategies & property management services